Let us represent your interests throughout the car insurance claim process. For over 26 years, Troy Marsh has handled car accidents in and around Statesboro, Georgia. He knows the ins and outs of Georgia car insurance law and how insurers handle claims for compensation. When you have a damaged or totaled vehicle and suffered injuries, let an honest, hardworking attorney fight for you.
Available 24/7 / Free consultation / No fee unless you win
The Marsh Law Firm focuses on vehicle accidents because when you’ve been injured in a car accident it helps to have a lawyer who knows how to handle car accident claims. Attorney Marsh has seen it all and does more than communicate with car insurance companies. He builds strong cases for compensation and pursues damages with the urgency your case demands.
Mr. Marsh will work with you to quickly assess your insurance claim, by reviewing your medical records and bills, interviewing witnesses, and collecting evidence. He’ll identify the at-fault driver, all of the available insurance policies, and craft a strong argument on your behalf.
Prior to founding the Marsh Law Firm, Troy was an accomplished attorney in the insurance industry. He knows their tactics and now makes it his mission to hold them and negligent drivers accountable. Insurance companies have teams of adjusters and attorneys whose sole purpose is to reduce how much money they pay. The insurer could try to shift blame or pressure you into accepting a low-ball offer.
You deserve a lawyer that puts you and your claim first.
When attorney Marsh handles your car insurance claim:
You might wonder whether you should have a lawyer for a car insurance claim? The answer is yes. Unless you’re dealing with a minimal amount of property damage, you should have a lawyer evaluate how much your damages are worth. An attorney is more experienced in negotiating a better settlement, too.
After a car crash, notify your insurance company AND insurance agent as soon as possible, EVEN IF YOU WERE NOT AT FAULT. If you decide to notify the other driver’s insurance company, do not answer any questions about the accident, your injuries, or anything else. Simply tell them the date, time, and location of the accident, and politely refuse to answer any other questions.
In the days or weeks afterward, the other driver’s insurance company may contact you. Don’t answer any of their questions or provide a statement. You do not have to talk to them. Anything you say can be used against you. You won’t know whether you have a valid and strong claim for compensation until an attorney reviews your case.
To win an insurance settlement from the other driver’s insurance company, you have to prove the other driver was at fault for the crash. By hiring Troy Marsh, you have someone to gather and review the evidence, including the police report, photos, vehicle inspection reports, eyewitness statements, and your medical records. He is experienced in assessing fault in car accidents and determining all liable parties.
Once you are confident about who is liable for injuries, you can target the right insurance companies. Car accident claims can be complicated if the at-fault driver was in a non-owned vehicle (driving a friend’s car), a work vehicle, driving for Uber or Lyft, or a rental. All of these scenarios mean another person or business’s insurance policy might also cover your damages.
Attorney Marsh will gather all of the evidence and present it to the insurer or court, making it clear that the other party owed you a duty of care and failed to live up to that responsibility. In other words, their carelessness or recklessness caused your injuries. From there, Troy will demonstrate how your injuries impacted your life and maximize your claim’s value.
Once you notify your insurance company about the crash, it will open a claim and start an investigation. It’s responsible for promptly, thoroughly, and fairly investigating what happened and who is at fault.
During this investigatory phase, the insurer will probably ask you for information and documentation. When Troy Marsh represents you, he’ll prepare you for this. He’ll also make sure the company gets the information it needs, but no more than that. Some insurers try to dig into a car accident victim’s medical history and blame their injuries on previous conditions. We will do everything possible to prevent that from happening.
After the investigation, the insurer must deny or approve your claim. If the company denies your claim, don’t panic. Troy Marsh will explain your options.
To get the most from a car insurance claim after an accident, you might have to go to court. There are a couple of reasons for this. Depending on who’s liable, you might need to gather more evidence through the discovery process. Let attorney Marsh put his 26 years of trial experience to work so your case is ready to go to court if that’s necessary.
By preparing for trial, it doesn’t mean you will end up in court. It does mean you can access more evidence and it may force the insurer to the negotiation table with a willingness to settle for more.
Once your claim is approved, it’s time to negotiate a settlement. Your insurance settlement may cover various losses and expenses, including your:
In the event your car is a total loss, Attorney Marsh also fights for you to get the greatest value for your car. If your vehicle can be repaired, you’re entitled to have those repairs paid for by the at-fault driver’s liability insurance company. You also can make a diminished value claim in Georgia. This means you’re entitled to compensation for the diminished value of your vehicle caused by the crash.
If you think the insurer isn’t treating you and your claim fairly, talk with attorney Marsh immediately. Insurance companies have to follow the law. They can’t lie about the policy, pretend to investigate your claim, refuse to pay a valid claim in bad faith, or make the process so difficult it forces you to drop it. If we determine the insurer has acted negligently in addressing a claim, we’ll discuss a bad faith claim.
Notify your insurance company as soon as possible. Insurance companies require notice of an accident before you can use your policies. Your insurance policy may not give a specific timeline for how quickly you need to give notice, but you should do so within hours or a day or two, but not weeks and certainly not months after a crash.
If an uninsured driver hits you, your situation is more complicated. The best way to recover compensation may be through your uninsured/underinsured motorist (UM) insurance on your own policy and the policy(ies) of your resident relatives. Attorney Troy Marsh will investigate any and all policies that may provide coverage for you. Use whatever auto insurance you have that will cover your property damage and medical expenses.
This depends entirely on the facts of your case. An important factor is the policy limit. Insurance companies rarely pay more than the policy limit. Under Georgia law, the minimum automobile liability insurance policy limits are $25,000 for bodily injuries to one person, $50,000 for bodily injuries to multiple people, and $25,000 for property damage (25/50/25).